Calculating the Present Value of Annuities
Learn how to calculate the present value of an ordinary or deferred annuity using a formula. Example scenarios with specific amounts and interest rates.
00:00:00 This video explains how to calculate the present value of an ordinary or deferred annuity. It is a common type of annuity where payments are made at the end of each interest period.
📚 This video is about calculating the present value of an ordinary or deferred annuity in the context of financial mathematics.
💰 Ordinary or deferred annuities are those where the rent payment is made at the end of each interest period, and they are the most common type of annuity.
🧮 The video will provide a solution to a proposed problem related to calculating the present value of an ordinary or deferred annuity.
00:01:04 To obtain an annual income of 50,000 Córdobas for the next six years with a market interest rate of 12%, Mr. Núñez needs to invest a certain amount today.
💰 The video discusses how to calculate the present value of an ordinary annuity.
💸 It explains how to determine the amount that Mr. Nuñez should invest today to receive a yearly income of 50,000 córdobas for the next six years.
📈 The video also mentions the market interest rate of 12% and provides the necessary formula to calculate the present value.
00:02:11 Calculating the present value of an ordinary or deferred annuity with given parameters using a formula. Example: 6-year annuity with a value of $50,000.
📈 The video discusses how to calculate the present value of an ordinary or deferred annuity.
🧮 The formula for determining the present value of an ordinary or deferred annuity is explained.
💰 An example calculation is shown, using a given interest rate and annuity amount.
00:03:20 Calculate the present value of a ordinary or due annuity and the amount to invest today to have a future value of 205,570.4 córdoba in 12 periods.
📊 Calculation of the present value of an ordinary or deferred annuity.
💰 The present value of the annuity is calculated to be 205,570.4 cordobas.
💡 An ordinary or deferred annuity involves payments made at the end of each period.
00:04:27 Calculation of the present value of an ordinary or expired annuity. The video explains a specific scenario with specific amounts and interest rates.
💰 The video discusses the calculation of the present value of a deferred ordinary annuity.
📊 The initial amount is given as 205,570.42 units, and an additional amount of 250,000 units will be paid at the end of each year for the next six years.
📈 The interest rate is 12%.
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